certificate of deposit Accounts (CD)

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What is a CD?

To put it simply, a certificate of deposit (CD) is a type of savings account. The account has a fixed interest rate and fixed date of withdrawal, known as the maturity date.

Low risk earning potential

Our CD rates are some of the best you will find anywhere. A CD is a great long-term way to save money, because it's normally the highest yield with the lowest risk.

up to 4.20%

Annual Yield on CD accounts - APY - Annual Percentage Yield effective 10/31/2024 and is in effect for the initial term of the Certificate. Dividends are compounded monthly, from day of deposit to the day of maturity or withdrawal. $500.00 minimum balance to open certificate account and earn APY.

What it takes to get started

  • Primary Member 18 and Over: a minimum deposit of $500.00
  • Primary Member Under 18: $250.00
  • *All Rates Subject To Change Without Notice*
Open an Account Online

Share Certificates Rates (10/31/2024)

Term
Yield (APY)
6 Months
12 Months
18 Months
4.200%
4.000%
3.500%
Rate (APR)
4.121%
3.928%
3.445%
3.250%
3.000%
3.000%
2.227%
2.960%
2.960%
24 Months
36 Months
48 Months
2.960%
3.000%
60 Months

Terms Apply. No early withdrawal from existing First Oklahoma FCU CDs. New Money Only. Contact CU for details.

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