Our Loan Products

Whatever life may throw at you, we have you covered.

Apply Online

With FOKFCU’s 24-hour Loan Link, getting the loan you need has never been easier. Whether you need a Home Equity Loan, a New or Used Auto Loan, or a Personal Loan, FOKFCU can help turn your dreams into a reality. Click here to begin your loan application today!

If you prefer, you may reach one of our loan officers during our normal office hours.

Loans

First Oklahoma Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car or pickup, a motorhome or RV? Do you want to make use of the equity in your home?

You can expect all of our lending services to come with the prompt and friendly service you deserve as a member of FOKFCU. We believe our combination of outstanding service, great rates and convenience can't be beat!! Apply Today!

WE NOW OFFER PRE-APPROVAL ON NEW AND USED AUTO LOANS!

In order to obtain pre-approval, please submit an application along with proof of recent income and the estimated amount you would like to borrow. You will get an answer within 24 hours.

To get information about our great loan rates, contact one our loan officers.

Auto Loans

Drive away in the vehicle of your choice

Credit Cards

With First Oklahoma FCUs Platinum Visa Credit Card you have all the spending power you will ever need

Boat Loans

Be the captain of your own boat with great financing options.

Share Secured Loans

Life happens. We can help with a secured loan to get you through whatever it may be, We are here for you.

Home Equity Loans

Secured by the equity you have in your home, you can use this loan for home improvements, consolidation, to purchase an auto, etc.

Mortgages

Have equity built in that house of yours? Why not refinance to one of FOKFCUs great rates?

Personal Loans

Life finds a way. Get a great rate on a Personal Loan today!

RV/ Camper Loans

Planning a trip? Need something to leave on or with? Get financing on a new or used RV or Camper.

The Credit union difference

A credit union is a not-for-profit financial cooperative where the member/owners pool resources to offer loans at lower rates, pay dividends (interest) on deposits at higher rates and charge lower (or no fees) as compared to banks.  Credit unions offer essentially the same services (checking, savings, loans) as banks, but because of that special relationship with the member/owner, a credit union works in the best interest of the depositor and borrower and NOT for a select few stockholders as found in banks.

  • Higher Dividends
  • Lower rates
  • Little to no fees
  • Not for profit

Quick Tip

No spend day

Sometimes spending can turn into a thoughtless habit. The more you do it, the easier it becomes. For just one day a month commit to having a no spend day. You could save a couple of dollars to a lot more, depending on how much you typically spend.

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