Rates and Fees Schedule

SHARE AND SHARE DRAFT (CHECKING) ACCOUNT FEES

Check Copy Fee

$3.00 per copy

NSF Fee

$30.00 per item

CheckSafe Courtesy Pay Fee

$30.00 per item

Return Item (Deposit, etc.)

$30.00 per item

Stop Payment Fee

$30.00 per stop payment or series

Temporary Checks

$1.00 per sheet of 4 checks

Christmas Club Early Withdrawal Fee

$10.00 per transaction

“Classic” Free Checking Account Fee

FREE - NO MONTHLY FEE

Monthly Checking Account Fee - “Premier Checking”

$5.00 per month

Second Chance Share Draft Monthly Fee

$10.00 per month

Excess Regulation D Transfers from Share Accounts

$5.00 per transaction or transfer

Overdraft Transfer Fee (from shares OR line of credit)

$5.00 per transfer (maximum of 6 per month)

ATM FEES

ATM NSF Fee

$30.00 per withdrawal

CheckSafe Courtesy Pay Fee

$30.00 per withdrawal

Replacement Card

$5.00 per card first occurrence; $50.00 per card thereafter

Foreign (Non-Transfund NC) ATM Use Fee

$2.00 per transaction

ATM Withdrawal Fee

$1.00 per transaction. First five (5) transactions per month are free at Transfund No Charge ATM’s

ATM Balance Inquiry Fee

$1.00 per inquiry. First two (2) inquiries per month are free at Trasfund No Charge ATM’s

ACH FEES

ACH NSF Fee

$30.00 per withdrawal

CheckSafe Courtesy Pay Fee

$30.00 per withdrawal

Excess Regulation “D” Transfers

$5.00 per transfer

Foreign (Non-Transfund NC) ATM Use Fee

$2.00 per transaction

Overdraft transfer fee (from shares OR line of credit)

$5.00 per transfer (maximum of 6 per month from shares per Regulation D. No limit on number of transfers from a line of credit loan.)

VISA CHECK CARD

Check Card NSF Fee

$30.00 per withdrawal

CheckSafe Courtesy Pay Fee

$30.00 per withdrawal

Replacement Card

$5.00 per card first occurrence; $50.00 per card thereafter

OTHER FEES

Check Cashing Fee

$5.00 per check (for members only having a share account with balance of less than $100). This applies to paper and electronic “checks.” This includes withdrawal of all available funds made within seven (7) days of deposit.

Deposit Verification Fee

$20.00 per request

Research/Reconcilement Fee

$25.00 per hour

Statement Copy

$2.00 per page

Account Closure Fee

$10.00 per closure for each account open less than 6 months

Cashiers Check Fee

$5.00 per check if issued to third party

Money Order Fee

$2.00 per money order

Paytrace Fee

$10.00 per over the phone payment

Safe Deposit Box Late Fee

$10.00 per delinquent Safe Deposit Box

Wire Transfer Fee

$15.00 for outgoing; $7.00 incoming

Collection Item Fee

$30.00 per item

Return Item Fee

$30.00 per item

Garnishment/Levy Processing Fee

$25.00 per garnishment/levy

Returned Statement / Mail Fee

$5.00 per statement

Replacement Card

$5.00 per card first occurrence; $50.00 per card thereafter

Dormant Account Fee

$5.00 per quarter for balances of less than $100 and no other credit union loans or deposits.

Coin Counting Fee

1.00% of counted amount not to exceed $10.00

A chart of all banking fees for TRANSPARENCY and your CONVENIENCE

SHARE AND SHARE DRAFT (CHECKING) ACCOUNT FEES

ATM FEES

ACH FEES

VISA CHECK CARD

OTHER FEES